Terms and Conditions

1. Introduction

Welcome to Crossroads Life Coaching. These Terms and Conditions govern your use of our website and services. By accessing or using this Website, you agree to comply with and be bound by these terms. If you do not agree, please refrain from using the Website or our services.

2. Services Disclaimer

As a life coach, I provide guidance and support to help clients achieve personal growth and clarity. However:

• Life coaching is not therapy, counseling, or a substitute for professional mental health, legal, or medical advice.

• I am not a licensed therapist, doctor, or attorney. Please seek appropriate professional assistance for mental health, medical, or legal matters.

3. Client Responsibility

• Clients are fully responsible for their own decisions, actions, and outcomes.

• I do not guarantee specific results, as success depends on individual effort, circumstances, and commitment.

4. Payments and Refunds

• All payments for services must be made in advance unless otherwise agreed upon.

• Refunds are not provided for completed coaching sessions. Any cancellation or rescheduling must be communicated 24 hours in advance.

• Package fees are non-refundable after services have begun unless otherwise specified in writing.

5. Confidentiality

• All client information shared during coaching sessions will be kept confidential, except in cases where disclosure is required by law (e.g., risk of harm to self or others).

• Your personal data will be handled in accordance with our Privacy Policy.

6. Use of Website

• You may use this Website for lawful purposes only.

• Unauthorized use of the Website, such as hacking, transmitting viruses, or engaging in illegal activities, is strictly prohibited.

7. Intellectual Property

• All content on this Website, including text, images, and branding, is the intellectual property of Crossroads Life Coaching unless otherwise noted.

• You may not copy, reproduce, or distribute any content without prior written consent.

8. Limitation of Liability